Silver
Virtual tools
Virtual care anywhere you are.
- 24/7 virtual urgent care
- Virtual primary care at $0
- 27,000+ included medications
- Mental health support
- Specialty consultations & expert opinions
Applies toPlatinum
The Combination
Silver virtual + Gold in-person = Platinum
You don’t have to pick a side. Platinum stacks Silver’s virtual-first tools on top of Gold’s in-person care structure — so the right answer is always available, whether you’re at home or at the doctor’s office.
Platinum
Gold
In-person care
Routine in-person care, clear amounts.
- $25 office & specialist visits
- $50 urgent care, labs, X-rays
- $0 preventive visits & immunizations
- Nationwide PPO network
- ACA Minimum Essential Coverage
What Platinum Includes
Every-day care, every way you want it
Four pillars cover virtual access, in-person visits, comprehensive medications, and preventive care — all built in.
Virtual Care 24/7
Urgent and primary care by phone or video, any time. $0 copay.
From SilverIn-Person Visits
$25 primary care, specialist visits, and $50 urgent care, labs, X-rays through the nationwide PPO network.
From GoldMedications, Both Ways
27,000+ free included medications with home delivery, plus a tiered formulary for everything else.
CombinedPreventive at $0
ACA-required preventive visits, screenings, and immunizations covered at no cost.
ACA MECHow It Works
Use the right kind of care, the right way
Pick the channel that fits the moment. Use virtual for quick needs, in-person when you want hands-on care.
01
Enroll once
Pick Platinum, add dependents, and check out. Benefits start on the first of the month after enrollment.
02
Choose your channel
Virtual visit from home for quick needs, or book an in-person appointment through the MultiPlan PPO network.
03
Pay the simple amount
$0 virtual, $25 in-person visits, $0 preventive. The number you see is the number you pay.
What’s Covered
Included on Platinum, and what needs Plus
Platinum handles the everyday side comprehensively. For major medical events — ER, hospitalization, surgery — add Plus to your Platinum membership.
Included on Platinum
- 24/7 virtual urgent care · $0
- Virtual primary care · $0
- In-person office visits · $25
- In-person urgent care · $50
- Labs & X-rays · $50
- Preventive visits & immunizations · $0
- 27,000+ included medications + tiered formulary
- Virtual mental health & specialty
- Nationwide PPO network access
- ACA Minimum Essential Coverage
See the full preventive list and included medications.
Not on Platinum alone
- Emergency room visits
- Hospitalization & surgery
- Ambulance services
- Maternity (delivery & postnatal)
- Dental, vision hardware, hearing aids
- Fertility treatments
- Cosmetic surgery
The first four are available by adding Plus to Platinum — cost sharing kicks in after your chosen IUA deductible.
Build Your Household
See your monthly total
Pick how many additional members you want on the plan. Pricing scales by household size, up to 5 additional members per Platinum plan.
Quick select
Fine-tune
0–5 additional members per Platinum plan.
Primary member
$245.00 / mo
Additional (0)
$0.00 / mo
Household of 1
$245.00/ mo
Maximum 5 additional members per Platinum plan. Larger households can purchase a second plan.
Ready when you are
Get Platinum today
Sign up in minutes. Benefits start on the first day of the next month — with no waiting period for pre-existing conditions.
Have questions about Platinum?
Our team can walk through coverage, the in-person network, what’s included, and whether adding Plus makes sense for your household.